Call reports 2013
THIRD FEDERAL SAVINGS & LOAN ASSOCIATION OF CLEVELAND — 2013
What THIRD FEDERAL SAVINGS & LOAN ASSOCIATION OF CLEVELAND reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 11,081,802,000 | 11,098,552,000 | 11,232,272,000 | 11,345,180,000 |
| Total loans | 10,047,213,000 | 10,055,465,000 | 10,178,950,000 | 10,242,306,000 |
| Allowance for loan losses | 101,217,000 | 96,524,000 | 92,537,000 | 85,282,000 |
| Securities available for sale | 449,678,000 | 447,662,000 | 471,901,000 | 482,706,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 8,940,202,000 | 8,769,197,000 | 8,619,169,000 | 8,494,997,000 |
| Interest-bearing deposits | 8,758,189,000 | 8,631,282,000 | 8,465,213,000 | 8,315,043,000 |
| Noninterest-bearing deposits | 182,013,000 | 137,915,000 | 153,956,000 | 179,954,000 |
| Equity capital | 1,554,182,000 | 1,569,793,000 | 1,589,298,000 | 1,521,276,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 95,927,000 | 189,642,000 | 282,022,000 | 374,372,000 |
| Interest expense | 29,577,000 | 58,314,000 | 85,439,000 | 111,319,000 |
| Net interest income | 66,350,000 | 131,328,000 | 196,583,000 | 263,053,000 |
| Noninterest income | 4,452,000 | 10,420,000 | 13,556,000 | 16,461,000 |
| Noninterest expense | 40,825,000 | 82,329,000 | 122,177,000 | 160,827,000 |
| Provision for loan losses | 10,000,000 | 15,000,000 | 19,000,000 | 25,000,000 |
| Pretax income | 19,977,000 | 44,419,000 | 68,962,000 | 93,687,000 |
| Income tax | 6,467,000 | 14,711,000 | 22,801,000 | 30,976,000 |
| Net income | 13,510,000 | 29,708,000 | 46,161,000 | 62,711,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,556,155,000 | 1,574,578,000 | 1,591,373,000 | 1,525,345,000 |
| Total capital | 1,643,694,000 | 1,654,206,000 | 1,671,397,000 | 1,605,475,000 |
| Risk-weighted assets | 6,989,411,000 | 6,353,348,000 | 6,389,433,000 | 6,405,221,000 |