Call reports 2012
THIRD FEDERAL SAVINGS & LOAN ASSOCIATION OF CLEVELAND — 2012
What THIRD FEDERAL SAVINGS & LOAN ASSOCIATION OF CLEVELAND reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 11,244,081,000 | 11,451,785,000 | 11,477,591,000 | 11,341,219,000 |
| Total loans | 10,216,124,000 | 10,457,583,000 | 10,447,771,000 | 10,268,202,000 |
| Allowance for loan losses | 101,265,000 | 107,374,000 | 100,464,000 | 105,201,000 |
| Securities available for sale | 5,678,000 | 376,024,000 | 413,338,000 | 443,253,000 |
| Securities held to maturity | 374,517,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 9,038,894,000 | 9,093,100,000 | 9,189,852,000 | 9,054,696,000 |
| Interest-bearing deposits | 8,824,431,000 | 8,958,216,000 | 8,982,443,000 | 8,805,711,000 |
| Noninterest-bearing deposits | 214,463,000 | 134,884,000 | 207,410,000 | 248,985,000 |
| Equity capital | 1,521,399,000 | 1,525,626,000 | 1,526,125,000 | 1,538,758,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 103,591,000 | 207,793,000 | 310,267,000 | 410,240,000 |
| Interest expense | 39,710,000 | 78,765,000 | 116,441,000 | 149,126,000 |
| Net interest income | 63,881,000 | 129,028,000 | 193,826,000 | 261,114,000 |
| Noninterest income | 4,361,000 | 7,844,000 | 11,520,000 | 17,916,000 |
| Noninterest expense | 37,999,000 | 75,371,000 | 115,510,000 | 154,829,000 |
| Provision for loan losses | 27,000,000 | 58,000,000 | 87,000,000 | 105,000,000 |
| Pretax income | 3,243,000 | 3,501,000 | 2,836,000 | 19,201,000 |
| Income tax | 947,000 | 1,073,000 | -420,000 | 4,590,000 |
| Net income | 2,296,000 | 2,428,000 | 3,256,000 | 14,611,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,522,353,000 | 1,524,593,000 | 1,527,353,000 | 1,540,606,000 |
| Total capital | 1,611,726,000 | 1,616,304,000 | 1,618,653,000 | 1,630,198,000 |
| Risk-weighted assets | 7,137,927,000 | 7,321,192,000 | 7,294,819,000 | 7,151,751,000 |