Call reports 2001
SINCLAIR NATIONAL BANK — 2001
What SINCLAIR NATIONAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 |
|---|---|---|
| Total assets | 30,347,000 | 29,792,000 |
| Total loans | 24,018,000 | 21,827,000 |
| Allowance for loan losses | 315,000 | 270,000 |
| Securities available for sale | 1,114,000 | 1,316,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 26,488,000 | 26,054,000 |
| Interest-bearing deposits | 25,193,000 | 24,894,000 |
| Noninterest-bearing deposits | 1,295,000 | 1,160,000 |
| Equity capital | 2,873,000 | 2,768,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 |
|---|---|---|
| Interest income | 704,000 | 1,450,000 |
| Interest expense | 365,000 | 746,000 |
| Net interest income | 339,000 | 704,000 |
| Noninterest income | 9,000 | 29,000 |
| Noninterest expense | 767,000 | 1,466,000 |
| Provision for loan losses | 16,000 | 25,000 |
| Pretax income | -418,000 | -709,000 |
| Income tax | 0 | 0 |
| Net income | -418,000 | -709,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 |
|---|---|---|
| Tier 1 capital | 1,863,000 | 2,000,000 |
| Total capital | 2,147,000 | 2,270,000 |
| Risk-weighted assets | 22,719,000 | 21,718,000 |