Call reports 2005
OAK BROOK BANK — 2005
What OAK BROOK BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 2,051,780,000 | 2,137,512,000 | 2,169,169,000 | 2,221,164,000 |
| Total loans | 1,102,439,000 | 1,226,813,000 | 1,267,367,000 | 1,312,264,000 |
| Allowance for loan losses | 8,549,000 | 8,516,000 | 8,734,000 | 8,812,000 |
| Securities available for sale | 773,823,000 | 704,440,000 | 729,628,000 | 732,575,000 |
| Securities held to maturity | 35,783,000 | 37,554,000 | 35,597,000 | 33,118,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,731,320,000 | 1,814,754,000 | 1,826,934,000 | 1,883,666,000 |
| Interest-bearing deposits | 1,574,510,000 | 1,632,173,000 | 1,641,672,000 | 1,703,239,000 |
| Noninterest-bearing deposits | 156,810,000 | 182,581,000 | 185,262,000 | 180,427,000 |
| Equity capital | 138,818,000 | 147,057,000 | 145,275,000 | 145,088,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 22,797,000 | 47,401,000 | 73,556,000 | 101,670,000 |
| Interest expense | 9,744,000 | 20,988,000 | 34,086,000 | 49,040,000 |
| Net interest income | 13,053,000 | 26,413,000 | 39,470,000 | 52,630,000 |
| Noninterest income | 4,618,000 | 9,790,000 | 15,222,000 | 20,165,000 |
| Noninterest expense | 10,661,000 | 21,769,000 | 33,199,000 | 44,911,000 |
| Provision for loan losses | 0 | 0 | 180,000 | 360,000 |
| Pretax income | 7,173,000 | 14,732,000 | 21,557,000 | 27,339,000 |
| Income tax | 2,287,000 | 4,713,000 | 6,817,000 | 8,575,000 |
| Net income | 4,886,000 | 10,019,000 | 14,740,000 | 18,764,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 144,750,000 | 147,517,000 | 150,262,000 | 152,688,000 |
| Total capital | 153,299,000 | 156,034,000 | 158,996,000 | 161,500,000 |
| Risk-weighted assets | 1,361,279,000 | 1,489,202,000 | 1,545,732,000 | 1,605,803,000 |