Call reports 2004
OAK BROOK BANK — 2004
What OAK BROOK BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 1,918,339,000 | 2,067,130,000 | 2,103,051,000 | 2,074,410,000 |
| Total loans | 962,890,000 | 996,244,000 | 1,028,367,000 | 1,071,655,000 |
| Allowance for loan losses | 8,531,000 | 8,738,000 | 8,800,000 | 8,546,000 |
| Securities available for sale | 691,714,000 | 761,992,000 | 806,584,000 | 781,873,000 |
| Securities held to maturity | 21,383,000 | 23,297,000 | 37,264,000 | 35,469,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,567,795,000 | 1,711,147,000 | 1,722,611,000 | 1,715,544,000 |
| Interest-bearing deposits | 1,409,267,000 | 1,537,427,000 | 1,550,016,000 | 1,527,374,000 |
| Noninterest-bearing deposits | 158,528,000 | 173,720,000 | 172,595,000 | 188,170,000 |
| Equity capital | 141,051,000 | 127,229,000 | 140,818,000 | 142,550,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 20,307,000 | 41,097,000 | 63,760,000 | 86,446,000 |
| Interest expense | 6,906,000 | 14,148,000 | 22,748,000 | 31,897,000 |
| Net interest income | 13,401,000 | 26,949,000 | 41,012,000 | 54,549,000 |
| Noninterest income | 4,434,000 | 9,233,000 | 13,860,000 | 18,382,000 |
| Noninterest expense | 9,731,000 | 19,804,000 | 31,245,000 | 41,433,000 |
| Provision for loan losses | 250,000 | 500,000 | 500,000 | 500,000 |
| Pretax income | 8,021,000 | 16,036,000 | 23,540,000 | 31,335,000 |
| Income tax | 2,613,000 | 5,217,000 | 7,597,000 | 9,911,000 |
| Net income | 5,408,000 | 10,819,000 | 15,943,000 | 21,424,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 133,311,000 | 136,300,000 | 139,046,000 | 142,000,000 |
| Total capital | 141,842,000 | 145,038,000 | 147,846,000 | 150,546,000 |
| Risk-weighted assets | 1,193,124,000 | 1,257,619,000 | 1,321,560,000 | 1,339,002,000 |