Call reports 2003
OAK BROOK BANK — 2003
What OAK BROOK BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 1,639,504,000 | 1,673,894,000 | 1,683,790,000 | 1,842,009,000 |
| Total loans | 895,942,000 | 885,219,000 | 877,524,000 | 915,678,000 |
| Allowance for loan losses | 8,508,000 | 7,912,000 | 8,205,000 | 8,369,000 |
| Securities available for sale | 494,506,000 | 628,193,000 | 588,138,000 | 729,300,000 |
| Securities held to maturity | 11,388,000 | 11,573,000 | 10,196,000 | 13,426,000 |
| Trading assets | 0 | 160,000 | 0 | 0 |
| Total deposits | 1,312,044,000 | 1,305,648,000 | 1,366,004,000 | 1,458,298,000 |
| Interest-bearing deposits | 1,154,485,000 | 1,129,624,000 | 1,211,665,000 | 1,309,106,000 |
| Noninterest-bearing deposits | 157,559,000 | 176,024,000 | 154,339,000 | 149,192,000 |
| Equity capital | 125,026,000 | 133,409,000 | 125,712,000 | 131,575,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 20,272,000 | 40,336,000 | 59,955,000 | 79,828,000 |
| Interest expense | 7,520,000 | 14,532,000 | 20,845,000 | 27,573,000 |
| Net interest income | 12,752,000 | 25,804,000 | 39,110,000 | 52,255,000 |
| Noninterest income | 4,725,000 | 9,696,000 | 14,446,000 | 18,631,000 |
| Noninterest expense | 9,083,000 | 19,344,000 | 29,354,000 | 39,264,000 |
| Provision for loan losses | 750,000 | 1,000,000 | 1,350,000 | 1,600,000 |
| Pretax income | 7,675,000 | 15,186,000 | 22,781,000 | 29,951,000 |
| Income tax | 2,513,000 | 4,963,000 | 7,271,000 | 9,322,000 |
| Net income | 5,162,000 | 10,223,000 | 15,510,000 | 20,629,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 117,527,000 | 120,391,000 | 123,390,000 | 130,264,000 |
| Total capital | 126,035,000 | 128,303,000 | 131,595,000 | 138,633,000 |
| Risk-weighted assets | 1,080,272,000 | 1,072,085,000 | 1,073,876,000 | 1,131,389,000 |