Call reports 2026
PBT BANCORP — 2026
What PBT BANCORP reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 431,657,000 | 473,233,000 |
| Total loans | 337,231,000 | 371,710,000 |
| Allowance for loan losses | 3,862,000 | 4,225,000 |
| Securities available for sale | 36,967,000 | 37,924,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 378,832,000 | 426,706,000 |
| Interest-bearing deposits | 308,422,000 | 356,052,000 |
| Noninterest-bearing deposits | 70,410,000 | 70,654,000 |
| Equity capital | 23,154,000 | 23,959,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 6,070,000 | 13,185,000 |
| Interest expense | 2,199,000 | 4,906,000 |
| Net interest income | 3,871,000 | 8,279,000 |
| Noninterest income | 511,000 | 1,055,000 |
| Noninterest expense | 4,030,000 | 8,424,000 |
| Provision for loan losses | 675,000 | 1,065,000 |
| Pretax income | -323,000 | -155,000 |
| Income tax | -91,000 | -124,000 |
| Net income | -232,000 | -31,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 34,772,000 | 34,849,000 |
| Total capital | 38,634,000 | 39,074,000 |
| Risk-weighted assets | 337,501,000 | 372,533,000 |