Call reports 2024
PBT BANCORP — 2024
What PBT BANCORP reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 328,200,000 | 323,698,000 | 325,469,000 | 332,376,000 |
| Total loans | 237,844,000 | 235,038,000 | 230,996,000 | 242,620,000 |
| Allowance for loan losses | 2,981,000 | 3,004,000 | 3,025,000 | 3,000,000 |
| Securities available for sale | 38,812,000 | 39,047,000 | 38,280,000 | 35,673,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 297,869,000 | 298,051,000 | 298,812,000 | 304,813,000 |
| Interest-bearing deposits | 238,882,000 | 238,628,000 | 236,865,000 | 242,988,000 |
| Noninterest-bearing deposits | 58,987,000 | 59,423,000 | 61,947,000 | 61,825,000 |
| Equity capital | 15,123,000 | 14,549,000 | 15,383,000 | 16,279,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 4,243,000 | 8,608,000 | 13,000,000 | 17,507,000 |
| Interest expense | 1,869,000 | 3,851,000 | 5,801,000 | 7,770,000 |
| Net interest income | 2,374,000 | 4,757,000 | 7,199,000 | 9,737,000 |
| Noninterest income | 446,000 | 794,000 | 1,105,000 | 1,579,000 |
| Noninterest expense | 2,039,000 | 4,214,000 | 6,591,000 | 9,212,000 |
| Provision for loan losses | 0 | 25,000 | 25,000 | 42,000 |
| Pretax income | 781,000 | 1,312,000 | 1,688,000 | 2,062,000 |
| Income tax | 149,000 | 264,000 | 241,000 | 375,000 |
| Net income | 632,000 | 1,048,000 | 1,447,000 | 1,687,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,867,000 | 28,285,000 | 28,683,000 | 28,923,000 |
| Total capital | 30,819,000 | 31,289,000 | 31,615,000 | 31,923,000 |
| Risk-weighted assets | 236,154,000 | 240,707,000 | 234,490,000 | 251,469,000 |