Call reports 2022
PBT BANCORP — 2022
What PBT BANCORP reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 262,621,000 | 274,876,000 | 286,128,000 | 291,931,000 |
| Total loans | 169,323,000 | 183,189,000 | 194,929,000 | 207,177,000 |
| Allowance for loan losses | 1,691,000 | 2,708,000 | 2,574,000 | 3,000,000 |
| Securities available for sale | 58,821,000 | 51,889,000 | 49,433,000 | 50,222,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 255,053,000 | 270,229,000 | 282,675,000 | 276,303,000 |
| Interest-bearing deposits | 194,463,000 | 209,726,000 | 214,725,000 | 209,107,000 |
| Noninterest-bearing deposits | 60,590,000 | 60,503,000 | 67,950,000 | 67,196,000 |
| Equity capital | 7,048,000 | 4,042,000 | 3,008,000 | 11,347,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,191,000 | 4,738,000 | 7,695,000 | 11,042,000 |
| Interest expense | 265,000 | 586,000 | 979,000 | 1,420,000 |
| Net interest income | 1,926,000 | 4,152,000 | 6,716,000 | 9,622,000 |
| Noninterest income | 369,000 | 1,024,000 | 1,494,000 | 1,637,000 |
| Noninterest expense | 1,841,000 | 3,761,000 | 6,065,000 | 8,418,000 |
| Provision for loan losses | 200,000 | 300,000 | 300,000 | 482,000 |
| Pretax income | 254,000 | 1,115,000 | 1,845,000 | 2,359,000 |
| Income tax | 0 | 0 | 0 | -295,000 |
| Net income | 254,000 | 1,115,000 | 1,845,000 | 2,654,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,158,000 | 15,719,000 | 13,392,000 | 24,361,000 |
| Total capital | 14,849,000 | 18,023,000 | 15,941,000 | 26,997,000 |
| Risk-weighted assets | 173,429,000 | 183,914,000 | 202,377,000 | 210,120,000 |