Call reports 2021
PBT BANCORP — 2021
What PBT BANCORP reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 256,637,000 | 251,431,000 | 259,178,000 | 254,855,000 |
| Total loans | 136,756,000 | 146,348,000 | 149,404,000 | 155,478,000 |
| Allowance for loan losses | 2,497,000 | 2,708,000 | 3,270,000 | 1,546,000 |
| Securities available for sale | 74,463,000 | 70,166,000 | 63,870,000 | 66,546,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 244,800,000 | 237,953,000 | 246,456,000 | 242,481,000 |
| Interest-bearing deposits | 183,438,000 | 180,231,000 | 186,290,000 | 184,583,000 |
| Noninterest-bearing deposits | 61,362,000 | 57,722,000 | 60,167,000 | 57,898,000 |
| Equity capital | 11,292,000 | 12,904,000 | 12,159,000 | 11,880,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,963,000 | 4,058,000 | 6,057,000 | 8,075,000 |
| Interest expense | 324,000 | 598,000 | 858,000 | 1,126,000 |
| Net interest income | 1,639,000 | 3,460,000 | 5,199,000 | 6,949,000 |
| Noninterest income | 152,000 | 552,000 | 844,000 | 886,000 |
| Noninterest expense | 2,044,000 | 4,050,000 | 6,081,000 | 8,072,000 |
| Provision for loan losses | 150,000 | 371,000 | 936,000 | 1,327,000 |
| Pretax income | 40,000 | 42,000 | -520,000 | -1,105,000 |
| Income tax | 0 | 0 | -190,000 | 0 |
| Net income | 40,000 | 42,000 | -330,000 | -1,105,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,826,000 | 13,826,000 | 13,456,000 | 12,904,000 |
| Total capital | 15,588,000 | 15,688,000 | 15,354,000 | 14,450,000 |
| Risk-weighted assets | 140,211,000 | 148,152,000 | 150,484,000 | 154,266,000 |