Call reports 2020
PBT BANCORP — 2020
What PBT BANCORP reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 237,290,000 | 254,064,000 | 250,058,000 | 253,774,000 |
| Total loans | 161,702,000 | 157,636,000 | 153,228,000 | 146,924,000 |
| Allowance for loan losses | 2,162,000 | 2,264,000 | 2,369,000 | 2,372,000 |
| Securities available for sale | 29,955,000 | 57,298,000 | 68,621,000 | 70,051,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 222,825,000 | 238,630,000 | 234,237,000 | 238,191,000 |
| Interest-bearing deposits | 177,226,000 | 176,348,000 | 174,742,000 | 180,875,000 |
| Noninterest-bearing deposits | 45,599,000 | 62,282,000 | 59,495,000 | 57,316,000 |
| Equity capital | 13,890,000 | 14,838,000 | 15,192,000 | 14,972,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,216,000 | 4,279,000 | 6,313,000 | 8,434,000 |
| Interest expense | 508,000 | 941,000 | 1,316,000 | 1,667,000 |
| Net interest income | 1,708,000 | 3,338,000 | 4,997,000 | 6,767,000 |
| Noninterest income | 379,000 | 729,000 | 1,051,000 | 1,385,000 |
| Noninterest expense | 2,067,000 | 4,006,000 | 5,900,000 | 7,918,000 |
| Provision for loan losses | 150,000 | 300,000 | 650,000 | 1,279,000 |
| Pretax income | -56,000 | -166,000 | 23,000 | 97,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -56,000 | -166,000 | 23,000 | 97,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,632,000 | 13,522,000 | 13,711,000 | 13,784,000 |
| Total capital | 15,423,000 | 15,431,000 | 15,607,000 | 15,588,000 |
| Risk-weighted assets | 142,869,000 | 152,312,000 | 151,342,000 | 143,791,000 |