Call reports 2019
PBT BANCORP — 2019
What PBT BANCORP reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 250,024,000 | 240,719,000 | 235,129,000 | 236,810,000 |
| Total loans | 163,295,000 | 165,055,000 | 163,993,000 | 165,161,000 |
| Allowance for loan losses | 2,342,000 | 2,331,000 | 2,303,000 | 2,060,000 |
| Securities available for sale | 17,673,000 | 17,365,000 | 16,878,000 | 25,256,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 234,003,000 | 224,400,000 | 220,303,000 | 222,395,000 |
| Interest-bearing deposits | 188,777,000 | 180,291,000 | 176,839,000 | 180,418,000 |
| Noninterest-bearing deposits | 45,226,000 | 44,109,000 | 43,464,000 | 41,977,000 |
| Equity capital | 15,622,000 | 15,946,000 | 14,490,000 | 13,814,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,428,000 | 4,855,000 | 7,323,000 | 9,604,000 |
| Interest expense | 467,000 | 959,000 | 1,459,000 | 1,984,000 |
| Net interest income | 1,961,000 | 3,896,000 | 5,864,000 | 7,620,000 |
| Noninterest income | 347,000 | 748,000 | 1,327,000 | 1,647,000 |
| Noninterest expense | 1,984,000 | 4,067,000 | 6,198,000 | 8,407,000 |
| Provision for loan losses | 174,000 | 354,000 | 701,000 | 1,122,000 |
| Pretax income | 150,000 | 223,000 | 292,000 | -262,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 150,000 | 223,000 | 292,000 | -262,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,102,000 | 14,173,000 | 14,240,000 | 13,688,000 |
| Total capital | 15,992,000 | 16,058,000 | 16,074,000 | 15,506,000 |
| Risk-weighted assets | 150,765,000 | 150,338,000 | 146,244,000 | 145,183,000 |