Call reports 2017
PBT BANCORP — 2017
What PBT BANCORP reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 262,174,000 | 252,038,000 | 244,406,000 | 246,971,000 |
| Total loans | 199,674,000 | 196,154,000 | 195,365,000 | 190,869,000 |
| Allowance for loan losses | 2,040,000 | 4,059,000 | 3,982,000 | 4,079,000 |
| Securities available for sale | 16,590,000 | 17,777,000 | 18,644,000 | 17,921,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 237,739,000 | 231,147,000 | 223,333,000 | 220,904,000 |
| Interest-bearing deposits | 186,916,000 | 188,059,000 | 179,740,000 | 179,305,000 |
| Noninterest-bearing deposits | 50,823,000 | 43,088,000 | 43,593,000 | 41,599,000 |
| Equity capital | 24,257,000 | 20,608,000 | 20,788,000 | 20,681,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,438,000 | 4,894,000 | 7,327,000 | 9,730,000 |
| Interest expense | 358,000 | 712,000 | 1,057,000 | 1,401,000 |
| Net interest income | 2,080,000 | 4,182,000 | 6,270,000 | 8,329,000 |
| Noninterest income | 411,000 | 842,000 | 1,242,000 | 1,633,000 |
| Noninterest expense | 2,176,000 | 4,413,000 | 6,528,000 | 8,728,000 |
| Provision for loan losses | 291,000 | 4,321,000 | 4,539,000 | 4,714,000 |
| Pretax income | 24,000 | -3,710,000 | -3,555,000 | -3,480,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 24,000 | -3,710,000 | -3,555,000 | -3,480,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,752,000 | 19,018,000 | 19,173,000 | 19,248,000 |
| Total capital | 24,792,000 | 21,539,000 | 21,717,000 | 21,706,000 |
| Risk-weighted assets | 201,965,000 | 197,985,000 | 199,270,000 | 195,021,000 |