Call reports 2016
PBT BANCORP — 2016
What PBT BANCORP reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 275,533,000 | 267,133,000 | 261,710,000 | 259,228,000 |
| Total loans | 205,245,000 | 200,978,000 | 201,216,000 | 199,790,000 |
| Allowance for loan losses | 2,073,000 | 2,003,000 | 2,025,000 | 2,022,000 |
| Securities available for sale | 21,334,000 | 20,480,000 | 18,634,000 | 17,777,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 250,731,000 | 241,971,000 | 236,388,000 | 234,723,000 |
| Interest-bearing deposits | 207,161,000 | 200,825,000 | 192,840,000 | 191,964,000 |
| Noninterest-bearing deposits | 43,570,000 | 41,146,000 | 43,548,000 | 42,759,000 |
| Equity capital | 24,470,000 | 24,625,000 | 24,744,000 | 24,066,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,746,000 | 5,369,000 | 7,916,000 | 10,402,000 |
| Interest expense | 429,000 | 844,000 | 1,235,000 | 1,616,000 |
| Net interest income | 2,317,000 | 4,525,000 | 6,681,000 | 8,786,000 |
| Noninterest income | 397,000 | 721,000 | 1,099,000 | 1,536,000 |
| Noninterest expense | 2,170,000 | 4,356,000 | 6,581,000 | 8,999,000 |
| Provision for loan losses | 294,000 | 566,000 | 722,000 | 962,000 |
| Pretax income | 250,000 | 324,000 | 477,000 | 361,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 250,000 | 324,000 | 477,000 | 361,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,619,000 | 22,693,000 | 22,846,000 | 22,730,000 |
| Total capital | 24,692,000 | 24,696,000 | 24,871,000 | 24,752,000 |
| Risk-weighted assets | 198,581,000 | 195,003,000 | 197,344,000 | 202,041,000 |