Call reports 2015
PBT BANCORP — 2015
What PBT BANCORP reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 280,210,000 | 276,880,000 | 271,648,000 | 277,658,000 |
| Total loans | 216,851,000 | 209,126,000 | 206,225,000 | 209,289,000 |
| Allowance for loan losses | 3,727,000 | 3,267,000 | 3,100,000 | 1,990,000 |
| Securities available for sale | 23,257,000 | 20,140,000 | 20,168,000 | 22,303,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 256,715,000 | 253,175,000 | 247,195,000 | 253,280,000 |
| Interest-bearing deposits | 212,927,000 | 209,545,000 | 205,798,000 | 209,434,000 |
| Noninterest-bearing deposits | 43,788,000 | 43,630,000 | 41,397,000 | 43,846,000 |
| Equity capital | 23,253,000 | 23,391,000 | 24,105,000 | 23,992,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,922,000 | 5,880,000 | 8,732,000 | 11,511,000 |
| Interest expense | 450,000 | 893,000 | 1,332,000 | 1,770,000 |
| Net interest income | 2,472,000 | 4,987,000 | 7,400,000 | 9,741,000 |
| Noninterest income | 409,000 | 792,000 | 1,207,000 | 1,640,000 |
| Noninterest expense | 2,130,000 | 4,231,000 | 6,345,000 | 8,738,000 |
| Provision for loan losses | 647,000 | 360,000 | 528,000 | 917,000 |
| Pretax income | 104,000 | 1,188,000 | 1,734,000 | 1,726,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 104,000 | 1,188,000 | 1,734,000 | 1,726,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,448,000 | 21,832,000 | 22,378,000 | 22,370,000 |
| Total capital | 24,062,000 | 24,383,000 | 24,915,000 | 24,360,000 |
| Risk-weighted assets | 211,610,000 | 203,258,000 | 202,297,000 | 205,776,000 |