Call reports 2014
PBT BANCORP — 2014
What PBT BANCORP reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 279,476,000 | 280,957,000 | 282,394,000 | 279,270,000 |
| Total loans | 212,123,000 | 214,213,000 | 214,196,000 | 215,826,000 |
| Allowance for loan losses | 1,600,000 | 1,877,000 | 2,012,000 | 3,254,000 |
| Securities available for sale | 23,995,000 | 23,148,000 | 26,165,000 | 24,614,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 248,167,000 | 249,413,000 | 250,482,000 | 255,298,000 |
| Interest-bearing deposits | 203,057,000 | 205,022,000 | 205,702,000 | 214,546,000 |
| Noninterest-bearing deposits | 45,110,000 | 44,391,000 | 44,780,000 | 40,752,000 |
| Equity capital | 26,061,000 | 26,306,000 | 26,381,000 | 23,545,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,090,000 | 6,125,000 | 9,179,000 | 12,187,000 |
| Interest expense | 466,000 | 944,000 | 1,432,000 | 1,918,000 |
| Net interest income | 2,624,000 | 5,181,000 | 7,747,000 | 10,269,000 |
| Noninterest income | 445,000 | 901,000 | 1,308,000 | 1,654,000 |
| Noninterest expense | 2,206,000 | 4,171,000 | 6,392,000 | 8,812,000 |
| Provision for loan losses | 208,000 | 605,000 | 945,000 | 3,603,000 |
| Pretax income | 655,000 | 1,306,000 | 1,718,000 | -492,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 655,000 | 1,306,000 | 1,718,000 | -492,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,046,000 | 24,991,000 | 24,928,000 | 22,019,000 |
| Total capital | 26,646,000 | 26,868,000 | 26,940,000 | 24,633,000 |
| Risk-weighted assets | 207,230,000 | 208,813,000 | 207,841,000 | 208,403,000 |