Call reports 2013
PBT BANCORP — 2013
What PBT BANCORP reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 277,414,000 | 278,635,000 | 276,066,000 | 277,338,000 |
| Total loans | 210,319,000 | 210,724,000 | 210,321,000 | 210,954,000 |
| Allowance for loan losses | 1,775,000 | 1,681,000 | 1,773,000 | 1,750,000 |
| Securities available for sale | 16,767,000 | 19,802,000 | 24,597,000 | 23,741,000 |
| Securities held to maturity | 168,000 | 168,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 245,610,000 | 247,725,000 | 244,664,000 | 246,199,000 |
| Interest-bearing deposits | 199,099,000 | 202,197,000 | 197,215,000 | 202,426,000 |
| Noninterest-bearing deposits | 46,511,000 | 45,528,000 | 47,449,000 | 43,773,000 |
| Equity capital | 26,624,000 | 25,659,000 | 25,921,000 | 25,685,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,141,000 | 6,283,000 | 9,428,000 | 12,516,000 |
| Interest expense | 546,000 | 1,063,000 | 1,585,000 | 2,076,000 |
| Net interest income | 2,595,000 | 5,220,000 | 7,843,000 | 10,440,000 |
| Noninterest income | 407,000 | 840,000 | 1,336,000 | 1,829,000 |
| Noninterest expense | 2,159,000 | 4,329,000 | 6,530,000 | 8,812,000 |
| Provision for loan losses | 175,000 | 388,000 | 575,000 | 744,000 |
| Pretax income | 668,000 | 1,343,000 | 2,074,000 | 2,713,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 668,000 | 1,343,000 | 2,074,000 | 2,713,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,816,000 | 24,771,000 | 24,951,000 | 24,990,000 |
| Total capital | 26,591,000 | 26,452,000 | 26,724,000 | 26,740,000 |
| Risk-weighted assets | 199,450,000 | 202,901,000 | 203,971,000 | 204,649,000 |