Call reports 2012
PBT BANCORP — 2012
What PBT BANCORP reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 292,171,000 | 290,493,000 | 289,428,000 | 285,803,000 |
| Total loans | 215,161,000 | 211,343,000 | 214,314,000 | 212,483,000 |
| Allowance for loan losses | 1,800,000 | 1,721,000 | 1,680,000 | 1,730,000 |
| Securities available for sale | 22,004,000 | 25,564,000 | 24,605,000 | 21,651,000 |
| Securities held to maturity | 1,205,000 | 192,000 | 168,000 | 168,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 255,511,000 | 253,336,000 | 252,215,000 | 248,774,000 |
| Interest-bearing deposits | 209,661,000 | 207,511,000 | 208,204,000 | 204,751,000 |
| Noninterest-bearing deposits | 45,850,000 | 45,825,000 | 44,011,000 | 44,023,000 |
| Equity capital | 26,250,000 | 26,646,000 | 26,698,000 | 26,626,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,345,000 | 6,680,000 | 9,975,000 | 13,252,000 |
| Interest expense | 692,000 | 1,357,000 | 1,994,000 | 2,614,000 |
| Net interest income | 2,653,000 | 5,323,000 | 7,981,000 | 10,638,000 |
| Noninterest income | 463,000 | 919,000 | 1,311,000 | 1,657,000 |
| Noninterest expense | 2,119,000 | 4,238,000 | 6,399,000 | 8,653,000 |
| Provision for loan losses | 251,000 | 531,000 | 795,000 | 1,001,000 |
| Pretax income | 746,000 | 1,473,000 | 2,098,000 | 2,641,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 746,000 | 1,473,000 | 2,098,000 | 2,641,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,601,000 | 24,753,000 | 24,778,000 | 24,747,000 |
| Total capital | 26,401,000 | 26,474,000 | 26,458,000 | 26,477,000 |
| Risk-weighted assets | 207,615,000 | 205,068,000 | 204,339,000 | 204,705,000 |