Call reports 2011
PBT BANCORP — 2011
What PBT BANCORP reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 286,749,000 | 283,122,000 | 283,365,000 | 287,035,000 |
| Total loans | 214,940,000 | 211,020,000 | 209,804,000 | 214,742,000 |
| Allowance for loan losses | 1,955,000 | 1,939,000 | 1,925,000 | 1,825,000 |
| Securities available for sale | 22,269,000 | 24,328,000 | 23,258,000 | 16,308,000 |
| Securities held to maturity | 2,305,000 | 1,861,000 | 1,832,000 | 1,542,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 250,617,000 | 246,296,000 | 246,208,000 | 250,112,000 |
| Interest-bearing deposits | 207,771,000 | 202,211,000 | 200,663,000 | 204,719,000 |
| Noninterest-bearing deposits | 42,846,000 | 44,085,000 | 45,545,000 | 45,393,000 |
| Equity capital | 25,559,000 | 26,215,000 | 26,458,000 | 26,296,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,477,000 | 6,909,000 | 10,355,000 | 13,653,000 |
| Interest expense | 929,000 | 1,772,000 | 2,546,000 | 3,265,000 |
| Net interest income | 2,548,000 | 5,137,000 | 7,809,000 | 10,388,000 |
| Noninterest income | 389,000 | 718,000 | 1,178,000 | 1,629,000 |
| Noninterest expense | 2,078,000 | 4,234,000 | 6,474,000 | 8,733,000 |
| Provision for loan losses | 180,000 | 300,000 | 464,000 | 761,000 |
| Pretax income | 679,000 | 1,321,000 | 2,049,000 | 2,523,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 679,000 | 1,321,000 | 2,049,000 | 2,523,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,207,000 | 24,400,000 | 24,578,000 | 24,452,000 |
| Total capital | 26,162,000 | 26,339,000 | 26,503,000 | 26,277,000 |
| Risk-weighted assets | 208,942,000 | 202,317,000 | 200,940,000 | 204,938,000 |