Call reports 2010
PBT BANCORP — 2010
What PBT BANCORP reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 282,807,000 | 282,348,000 | 279,396,000 | 285,258,000 |
| Total loans | 216,530,000 | 216,318,000 | 217,190,000 | 217,119,000 |
| Allowance for loan losses | 1,884,000 | 1,930,000 | 1,910,000 | 1,942,000 |
| Securities available for sale | 14,557,000 | 16,539,000 | 13,569,000 | 17,665,000 |
| Securities held to maturity | 2,205,000 | 2,171,000 | 2,130,000 | 2,124,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 247,218,000 | 246,477,000 | 243,073,000 | 249,119,000 |
| Interest-bearing deposits | 205,014,000 | 204,838,000 | 201,452,000 | 207,037,000 |
| Noninterest-bearing deposits | 42,204,000 | 41,639,000 | 41,621,000 | 42,082,000 |
| Equity capital | 24,786,000 | 25,118,000 | 25,437,000 | 25,386,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,576,000 | 7,106,000 | 10,794,000 | 14,372,000 |
| Interest expense | 1,120,000 | 2,214,000 | 3,248,000 | 4,255,000 |
| Net interest income | 2,456,000 | 4,892,000 | 7,546,000 | 10,117,000 |
| Noninterest income | 774,000 | 1,274,000 | 1,823,000 | 2,364,000 |
| Noninterest expense | 2,079,000 | 4,170,000 | 6,363,000 | 8,543,000 |
| Provision for loan losses | 305,000 | 605,000 | 965,000 | 1,155,000 |
| Pretax income | 846,000 | 1,391,000 | 2,042,000 | 2,784,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 846,000 | 1,391,000 | 2,042,000 | 2,784,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,165,000 | 23,361,000 | 23,611,000 | 23,979,000 |
| Total capital | 25,049,000 | 25,291,000 | 25,521,000 | 25,921,000 |
| Risk-weighted assets | 216,167,000 | 215,115,000 | 213,483,000 | 213,096,000 |