Call reports 2009
PBT BANCORP — 2009
What PBT BANCORP reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 279,451,000 | 281,604,000 | 280,148,000 | 285,934,000 |
| Total loans | 211,519,000 | 210,145,000 | 211,225,000 | 217,409,000 |
| Allowance for loan losses | 2,146,000 | 2,030,000 | 1,980,000 | 1,872,000 |
| Securities available for sale | 12,986,000 | 20,464,000 | 15,172,000 | 14,658,000 |
| Securities held to maturity | 2,710,000 | 2,464,000 | 2,404,000 | 2,538,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 244,032,000 | 245,655,000 | 244,014,000 | 250,863,000 |
| Interest-bearing deposits | 202,341,000 | 205,280,000 | 204,765,000 | 206,553,000 |
| Noninterest-bearing deposits | 41,691,000 | 40,375,000 | 39,249,000 | 44,310,000 |
| Equity capital | 24,253,000 | 24,280,000 | 24,614,000 | 24,321,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,610,000 | 7,190,000 | 10,743,000 | 14,334,000 |
| Interest expense | 1,497,000 | 2,888,000 | 4,251,000 | 5,487,000 |
| Net interest income | 2,113,000 | 4,302,000 | 6,492,000 | 8,847,000 |
| Noninterest income | 518,000 | 981,000 | 1,432,000 | 1,589,000 |
| Noninterest expense | 1,960,000 | 4,240,000 | 6,455,000 | 9,081,000 |
| Provision for loan losses | 141,000 | 289,000 | 492,000 | 619,000 |
| Pretax income | 530,000 | 869,000 | 1,141,000 | 901,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 530,000 | 869,000 | 1,141,000 | 901,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,373,000 | 22,712,000 | 22,984,000 | 22,744,000 |
| Total capital | 24,519,000 | 24,742,000 | 24,964,000 | 24,616,000 |
| Risk-weighted assets | 211,553,000 | 213,749,000 | 213,248,000 | 218,359,000 |