Call reports 2006
PBT BANCORP — 2006
What PBT BANCORP reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 254,955,000 | 257,437,000 | 262,463,000 | 266,242,000 |
| Total loans | 201,853,000 | 207,229,000 | 212,590,000 | 216,296,000 |
| Allowance for loan losses | 1,821,000 | 1,915,000 | 1,956,000 | 2,000,000 |
| Securities available for sale | 20,432,000 | 20,225,000 | 17,727,000 | 18,289,000 |
| Securities held to maturity | 2,199,000 | 2,040,000 | 2,153,000 | 2,154,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 232,389,000 | 228,201,000 | 235,638,000 | 240,522,000 |
| Interest-bearing deposits | 192,222,000 | 190,258,000 | 36,846,000 | 203,659,000 |
| Noninterest-bearing deposits | 40,167,000 | 37,943,000 | 198,792,000 | 36,863,000 |
| Equity capital | 20,407,000 | 20,268,000 | 20,744,000 | 20,949,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,856,000 | 8,207,000 | 12,633,000 | 17,088,000 |
| Interest expense | 1,338,000 | 2,848,000 | 4,585,000 | 6,388,000 |
| Net interest income | 2,518,000 | 5,359,000 | 8,048,000 | 10,700,000 |
| Noninterest income | 453,000 | 807,000 | 1,182,000 | 1,770,000 |
| Noninterest expense | 1,889,000 | 3,901,000 | 5,840,000 | 7,954,000 |
| Provision for loan losses | 130,000 | 320,000 | 466,000 | 607,000 |
| Pretax income | 952,000 | 1,945,000 | 2,918,000 | 3,903,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 952,000 | 1,945,000 | 2,918,000 | 3,903,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,370,000 | 19,288,000 | 19,486,000 | 19,671,000 |
| Total capital | 21,191,000 | 21,203,000 | 21,442,000 | 21,671,000 |
| Risk-weighted assets | 200,564,000 | 205,437,000 | 208,880,000 | 211,774,000 |