Call reports 2002
PBT BANCORP — 2002
What PBT BANCORP reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 207,934,000 | 209,340,000 | 216,119,000 | 218,847,000 |
| Total loans | 149,105,000 | 151,476,000 | 156,557,000 | 164,386,000 |
| Allowance for loan losses | 1,484,000 | 1,491,000 | 1,374,000 | 1,676,000 |
| Securities available for sale | 20,373,000 | 24,742,000 | 26,193,000 | 26,099,000 |
| Securities held to maturity | 2,207,000 | 2,490,000 | 2,267,000 | 2,270,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 192,091,000 | 192,867,000 | 196,892,000 | 200,077,000 |
| Interest-bearing deposits | 161,357,000 | 160,451,000 | 167,357,000 | 170,807,000 |
| Noninterest-bearing deposits | 30,734,000 | 32,416,000 | 29,535,000 | 29,270,000 |
| Equity capital | 15,036,000 | 15,288,000 | 17,009,000 | 16,622,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,303,000 | 6,686,000 | 10,067,000 | 13,355,000 |
| Interest expense | 1,503,000 | 2,993,000 | 4,464,000 | 5,903,000 |
| Net interest income | 1,800,000 | 3,693,000 | 5,603,000 | 7,452,000 |
| Noninterest income | 340,000 | 802,000 | 1,122,000 | 1,529,000 |
| Noninterest expense | 1,361,000 | 2,768,000 | 4,201,000 | 5,608,000 |
| Provision for loan losses | 199,000 | 469,000 | 825,000 | 1,972,000 |
| Pretax income | 603,000 | 1,281,000 | 1,726,000 | 1,527,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 603,000 | 1,281,000 | 1,726,000 | 1,527,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,726,000 | 14,764,000 | 16,459,000 | 16,110,000 |
| Total capital | 16,210,000 | 16,255,000 | 17,833,000 | 17,786,000 |
| Risk-weighted assets | 148,914,000 | 151,443,000 | 156,025,000 | 162,558,000 |