Call reports 2001
PBT BANCORP — 2001
What PBT BANCORP reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 182,051,000 | 181,702,000 | 189,717,000 | 193,227,000 |
| Total loans | 134,696,000 | 140,414,000 | 143,867,000 | 146,186,000 |
| Allowance for loan losses | 1,331,000 | 1,313,000 | 1,171,000 | 1,451,000 |
| Securities available for sale | 18,959,000 | 20,766,000 | 19,601,000 | 18,567,000 |
| Securities held to maturity | 2,392,000 | 2,214,000 | 2,202,000 | 3,260,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 166,005,000 | 165,802,000 | 173,579,000 | 177,364,000 |
| Interest-bearing deposits | 140,739,000 | 138,852,000 | 145,779,000 | 149,455,000 |
| Noninterest-bearing deposits | 25,266,000 | 26,950,000 | 27,800,000 | 27,909,000 |
| Equity capital | 15,179,000 | 15,062,000 | 15,208,000 | 15,101,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,557,000 | 6,803,000 | 10,131,000 | 13,639,000 |
| Interest expense | 1,772,000 | 3,508,000 | 5,242,000 | 6,864,000 |
| Net interest income | 1,785,000 | 3,295,000 | 4,889,000 | 6,775,000 |
| Noninterest income | 263,000 | 524,000 | 894,000 | 1,291,000 |
| Noninterest expense | 1,306,000 | 2,331,000 | 3,603,000 | 4,991,000 |
| Provision for loan losses | 150,000 | 380,000 | 726,000 | 1,263,000 |
| Pretax income | 689,000 | 1,205,000 | 1,551,000 | 1,909,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 689,000 | 1,205,000 | 1,551,000 | 1,909,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,853,000 | 14,644,000 | 14,590,000 | 14,648,000 |
| Total capital | 16,184,000 | 15,957,000 | 15,761,000 | 16,099,000 |
| Risk-weighted assets | 127,495,000 | 132,948,000 | 139,348,000 | 141,610,000 |