Call reports 2007
COMMUNITY BANK AND TRUST COMPANY — 2007
What COMMUNITY BANK AND TRUST COMPANY reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 |
|---|---|---|---|
| Total assets | 426,347,000 | 415,324,000 | 398,711,000 |
| Total loans | 398,728,000 | 384,776,000 | 369,342,000 |
| Allowance for loan losses | 5,982,000 | 5,798,000 | 5,718,000 |
| Securities available for sale | 7,317,000 | 8,653,000 | 8,669,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 344,430,000 | 346,095,000 | 343,618,000 |
| Interest-bearing deposits | 336,032,000 | 336,732,000 | 303,555,000 |
| Noninterest-bearing deposits | 8,398,000 | 9,363,000 | 40,063,000 |
| Equity capital | 44,679,000 | 42,845,000 | 43,787,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 |
|---|---|---|---|
| Interest income | 7,840,000 | 15,651,000 | 23,196,000 |
| Interest expense | 2,780,000 | 5,630,000 | 8,317,000 |
| Net interest income | 5,060,000 | 10,021,000 | 14,879,000 |
| Noninterest income | 299,000 | 613,000 | 901,000 |
| Noninterest expense | 2,650,000 | 5,861,000 | 8,836,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | 2,709,000 | 4,773,000 | 6,944,000 |
| Income tax | 1,042,000 | 1,810,000 | 2,752,000 |
| Net income | 1,667,000 | 2,963,000 | 4,192,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 |
|---|---|---|---|
| Tier 1 capital | 44,573,000 | 42,843,000 | 43,783,000 |
| Total capital | 49,320,000 | 47,310,000 | 48,138,000 |
| Risk-weighted assets | 378,502,000 | 356,020,000 | 347,000,000 |