Call reports 2002
COMMUNITY BANK AND TRUST COMPANY — 2002
What COMMUNITY BANK AND TRUST COMPANY reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 311,048,000 | 320,359,000 | 339,989,000 | 352,703,000 |
| Total loans | 262,374,000 | 277,660,000 | 297,660,000 | 320,100,000 |
| Allowance for loan losses | 3,956,000 | 4,077,000 | 4,098,000 | 4,349,000 |
| Securities available for sale | 22,072,000 | 20,601,000 | 15,013,000 | 14,316,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 282,178,000 | 291,056,000 | 309,229,000 | 316,438,000 |
| Interest-bearing deposits | 254,555,000 | 259,956,000 | 275,493,000 | 281,888,000 |
| Noninterest-bearing deposits | 27,623,000 | 31,100,000 | 33,736,000 | 34,550,000 |
| Equity capital | 26,779,000 | 28,039,000 | 29,134,000 | 30,314,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 5,846,000 | 11,729,000 | 17,810,000 | 24,095,000 |
| Interest expense | 1,738,000 | 3,494,000 | 5,301,000 | 6,949,000 |
| Net interest income | 4,108,000 | 8,235,000 | 12,509,000 | 17,146,000 |
| Noninterest income | 282,000 | 622,000 | 987,000 | 1,307,000 |
| Noninterest expense | 1,808,000 | 3,527,000 | 5,251,000 | 7,172,000 |
| Provision for loan losses | 271,000 | 391,000 | 421,000 | 708,000 |
| Pretax income | 2,404,000 | 4,543,000 | 7,755,000 | 10,408,000 |
| Income tax | 930,000 | 1,747,000 | 2,982,000 | 3,986,000 |
| Net income | 1,474,000 | 2,796,000 | 4,773,000 | 6,422,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,914,000 | 27,618,000 | 29,009,000 | 30,122,000 |
| Total capital | 30,221,000 | 31,075,000 | 32,587,000 | 33,929,000 |
| Risk-weighted assets | 263,945,000 | 275,921,000 | 285,687,000 | 303,998,000 |