Call reports 2001
COMMUNITY BANK AND TRUST COMPANY — 2001
What COMMUNITY BANK AND TRUST COMPANY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 263,529,000 | 284,920,000 | 296,592,000 | 305,931,000 |
| Total loans | 220,922,000 | 237,811,000 | 251,093,000 | 258,548,000 |
| Allowance for loan losses | 3,118,000 | 3,228,000 | 3,450,000 | 3,686,000 |
| Securities available for sale | 209,000 | 29,120,000 | 28,299,000 | 22,870,000 |
| Securities held to maturity | 28,429,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 228,358,000 | 245,725,000 | 256,283,000 | 278,828,000 |
| Interest-bearing deposits | 206,401,000 | 217,953,000 | 227,982,000 | 249,512,000 |
| Noninterest-bearing deposits | 21,957,000 | 27,772,000 | 28,301,000 | 29,316,000 |
| Equity capital | 22,958,000 | 24,012,000 | 25,103,000 | 25,588,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 5,715,000 | 11,666,000 | 17,805,000 | 23,916,000 |
| Interest expense | 2,372,000 | 4,633,000 | 6,829,000 | 8,788,000 |
| Net interest income | 3,343,000 | 7,033,000 | 10,976,000 | 15,128,000 |
| Noninterest income | 285,000 | 521,000 | 788,000 | 1,090,000 |
| Noninterest expense | 1,464,000 | 2,993,000 | 4,604,000 | 6,437,000 |
| Provision for loan losses | 112,000 | 220,000 | 442,000 | 696,000 |
| Pretax income | 2,052,000 | 4,341,000 | 6,718,000 | 9,077,000 |
| Income tax | 781,000 | 1,645,000 | 2,525,000 | 3,473,000 |
| Net income | 1,271,000 | 2,696,000 | 4,193,000 | 5,604,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,958,000 | 23,881,000 | 24,868,000 | 25,760,000 |
| Total capital | 25,778,000 | 27,088,000 | 28,044,000 | 28,999,000 |
| Risk-weighted assets | 225,271,000 | 256,538,000 | 253,826,000 | 258,653,000 |