Call reports 2015
REVERE BANK — 2015
What REVERE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 716,962,000 | 748,699,000 | 794,843,000 | 847,394,000 |
| Total loans | 622,239,000 | 657,236,000 | 708,513,000 | 760,248,000 |
| Allowance for loan losses | 7,528,000 | 7,878,000 | 8,300,000 | 8,799,000 |
| Securities available for sale | 45,481,000 | 49,148,000 | 51,746,000 | 56,939,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 614,277,000 | 632,137,000 | 668,634,000 | 702,290,000 |
| Interest-bearing deposits | 532,712,000 | 534,066,000 | 560,081,000 | 587,915,000 |
| Noninterest-bearing deposits | 81,565,000 | 98,071,000 | 108,553,000 | 114,375,000 |
| Equity capital | 63,118,000 | 69,826,000 | 71,926,000 | 73,581,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 7,823,000 | 15,901,000 | 24,479,000 | 33,724,000 |
| Interest expense | 1,169,000 | 2,369,000 | 3,638,000 | 5,008,000 |
| Net interest income | 6,654,000 | 13,532,000 | 20,841,000 | 28,716,000 |
| Noninterest income | 173,000 | 392,000 | 667,000 | 948,000 |
| Noninterest expense | 4,146,000 | 8,383,000 | 12,681,000 | 17,386,000 |
| Provision for loan losses | 350,000 | 700,000 | 1,325,000 | 2,001,000 |
| Pretax income | 2,331,000 | 4,841,000 | 7,502,000 | 10,277,000 |
| Income tax | 911,000 | 1,899,000 | 2,945,000 | 4,075,000 |
| Net income | 1,420,000 | 2,942,000 | 4,557,000 | 6,202,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 62,749,000 | 69,816,000 | 71,541,000 | 73,500,000 |
| Total capital | 69,864,000 | 77,396,000 | 79,681,000 | 82,299,000 |
| Risk-weighted assets | 568,812,000 | 606,103,000 | 651,010,000 | 704,341,000 |