Call reports 2013
REVERE BANK — 2013
What REVERE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 443,783,000 | 475,859,000 | 470,539,000 | 483,234,000 |
| Total loans | 352,490,000 | 375,493,000 | 411,903,000 | 442,662,000 |
| Allowance for loan losses | 4,827,000 | 5,174,000 | 5,515,000 | 5,796,000 |
| Securities available for sale | 25,727,000 | 27,305,000 | 26,240,000 | 24,505,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 387,013,000 | 421,670,000 | 410,035,000 | 420,006,000 |
| Interest-bearing deposits | 317,382,000 | 340,925,000 | 360,438,000 | 365,678,000 |
| Noninterest-bearing deposits | 69,631,000 | 80,745,000 | 49,597,000 | 54,328,000 |
| Equity capital | 43,546,000 | 43,860,000 | 44,755,000 | 45,641,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 4,415,000 | 9,133,000 | 14,273,000 | 19,817,000 |
| Interest expense | 845,000 | 1,704,000 | 2,583,000 | 3,472,000 |
| Net interest income | 3,570,000 | 7,429,000 | 11,690,000 | 16,345,000 |
| Noninterest income | 174,000 | 378,000 | 569,000 | 728,000 |
| Noninterest expense | 2,693,000 | 5,463,000 | 8,307,000 | 11,129,000 |
| Provision for loan losses | 335,000 | 700,000 | 1,105,000 | 1,521,000 |
| Pretax income | 716,000 | 1,644,000 | 2,847,000 | 4,423,000 |
| Income tax | 278,000 | 641,000 | 1,119,000 | 1,786,000 |
| Net income | 438,000 | 1,003,000 | 1,728,000 | 2,637,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,872,000 | 43,692,000 | 44,712,000 | 45,712,000 |
| Total capital | 47,251,000 | 48,347,000 | 49,694,000 | 51,148,000 |
| Risk-weighted assets | 349,111,000 | 371,118,000 | 397,277,000 | 434,513,000 |