Call reports 2012
REVERE BANK — 2012
What REVERE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 307,776,000 | 340,928,000 | 373,024,000 | 401,917,000 |
| Total loans | 244,699,000 | 285,312,000 | 310,357,000 | 335,385,000 |
| Allowance for loan losses | 3,188,000 | 3,578,000 | 4,018,000 | 4,507,000 |
| Securities available for sale | 30,842,000 | 32,830,000 | 30,092,000 | 29,488,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 266,280,000 | 291,411,000 | 326,541,000 | 352,453,000 |
| Interest-bearing deposits | 238,456,000 | 254,155,000 | 286,837,000 | 309,924,000 |
| Noninterest-bearing deposits | 27,824,000 | 37,256,000 | 39,704,000 | 42,529,000 |
| Equity capital | 26,830,000 | 29,529,000 | 30,001,000 | 35,059,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,261,000 | 6,895,000 | 10,957,000 | 15,234,000 |
| Interest expense | 713,000 | 1,458,000 | 2,263,000 | 3,135,000 |
| Net interest income | 2,548,000 | 5,437,000 | 8,694,000 | 12,099,000 |
| Noninterest income | 64,000 | 158,000 | 260,000 | 416,000 |
| Noninterest expense | 2,109,000 | 4,383,000 | 6,899,000 | 9,537,000 |
| Provision for loan losses | 330,000 | 720,000 | 1,160,000 | 1,650,000 |
| Pretax income | 184,000 | 503,000 | 906,000 | 1,339,000 |
| Income tax | 0 | -2,600,000 | -2,441,000 | -2,226,000 |
| Net income | 184,000 | 3,103,000 | 3,347,000 | 3,565,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,138,000 | 27,734,000 | 28,158,000 | 33,754,000 |
| Total capital | 29,229,000 | 31,209,000 | 32,028,000 | 37,977,000 |
| Risk-weighted assets | 247,251,000 | 281,667,000 | 308,709,000 | 337,341,000 |