Call reports 2023
COREFIRST BANK & TRUST — 2023
What COREFIRST BANK & TRUST reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,229,303,000 | 1,225,438,000 | 1,246,421,000 | 1,282,506,000 |
| Total loans | 768,779,000 | 771,692,000 | 804,995,000 | 836,790,000 |
| Allowance for loan losses | 8,606,000 | 8,922,000 | 8,572,000 | 8,640,000 |
| Securities available for sale | 209,652,000 | 202,129,000 | 192,001,000 | 194,197,000 |
| Securities held to maturity | 157,604,000 | 154,790,000 | 151,142,000 | 148,834,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 978,530,000 | 970,082,000 | 969,930,000 | 977,243,000 |
| Interest-bearing deposits | 914,926,000 | 904,924,000 | 911,090,000 | 920,476,000 |
| Noninterest-bearing deposits | 63,604,000 | 65,157,000 | 58,841,000 | 56,767,000 |
| Equity capital | 63,224,000 | 62,393,000 | 56,577,000 | 62,139,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 11,094,000 | 22,766,000 | 35,217,000 | 48,675,000 |
| Interest expense | 2,702,000 | 6,182,000 | 10,550,000 | 15,659,000 |
| Net interest income | 8,392,000 | 16,584,000 | 24,667,000 | 33,016,000 |
| Noninterest income | 3,808,000 | 7,977,000 | 13,376,000 | 17,416,000 |
| Noninterest expense | 9,244,000 | 18,253,000 | 28,188,000 | 38,036,000 |
| Provision for loan losses | 390,000 | 765,000 | 4,255,000 | 5,389,000 |
| Pretax income | 2,567,000 | 5,720,000 | 5,778,000 | 7,259,000 |
| Income tax | 134,000 | 396,000 | 396,000 | 352,000 |
| Net income | 2,433,000 | 5,324,000 | 5,382,000 | 6,907,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 104,964,000 | 106,058,000 | 106,117,000 | 105,142,000 |
| Total capital | 114,014,000 | 115,438,000 | 115,148,000 | 114,168,000 |
| Risk-weighted assets | 862,245,000 | 858,451,000 | 882,294,000 | 912,335,000 |