Call reports 2020
COREFIRST BANK & TRUST — 2020
What COREFIRST BANK & TRUST reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 973,744,000 | 1,091,002,000 | 1,087,665,000 | 1,045,734,000 |
| Total loans | 635,317,000 | 712,480,000 | 715,303,000 | 698,679,000 |
| Allowance for loan losses | 7,697,000 | 8,348,000 | 9,216,000 | 10,875,000 |
| Securities available for sale | 196,465,000 | 188,574,000 | 178,293,000 | 191,569,000 |
| Securities held to maturity | 56,403,000 | 50,384,000 | 44,010,000 | 37,435,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 711,437,000 | 796,353,000 | 796,196,000 | 820,743,000 |
| Interest-bearing deposits | 661,378,000 | 737,784,000 | 744,140,000 | 761,782,000 |
| Noninterest-bearing deposits | 50,059,000 | 58,568,000 | 52,056,000 | 58,961,000 |
| Equity capital | 92,696,000 | 96,041,000 | 95,654,000 | 95,644,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 9,310,000 | 18,449,000 | 27,592,000 | 36,764,000 |
| Interest expense | 1,159,000 | 1,894,000 | 2,584,000 | 3,204,000 |
| Net interest income | 8,151,000 | 16,555,000 | 25,008,000 | 33,560,000 |
| Noninterest income | 3,588,000 | 6,482,000 | 9,840,000 | 13,309,000 |
| Noninterest expense | 8,341,000 | 16,220,000 | 23,951,000 | 32,276,000 |
| Provision for loan losses | 600,000 | 1,200,000 | 2,100,000 | 3,800,000 |
| Pretax income | 2,823,000 | 5,642,000 | 8,814,000 | 10,810,000 |
| Income tax | 96,000 | 233,000 | 373,000 | 523,000 |
| Net income | 2,727,000 | 5,409,000 | 8,441,000 | 10,287,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 92,207,000 | 92,513,000 | 93,017,000 | 93,238,000 |
| Total capital | 99,906,000 | 100,862,000 | 102,027,000 | 102,158,000 |
| Risk-weighted assets | 717,509,000 | 727,875,000 | 720,593,000 | 711,670,000 |