Call reports 2016
COREFIRST BANK & TRUST — 2016
What COREFIRST BANK & TRUST reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 887,303,000 | 885,413,000 | 897,469,000 | 903,681,000 |
| Total loans | 509,546,000 | 517,026,000 | 523,063,000 | 550,355,000 |
| Allowance for loan losses | 9,309,000 | 7,910,000 | 8,402,000 | 7,670,000 |
| Securities available for sale | 277,242,000 | 279,194,000 | 264,598,000 | 256,170,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 589,966,000 | 578,167,000 | 585,060,000 | 581,094,000 |
| Interest-bearing deposits | 555,554,000 | 538,444,000 | 550,559,000 | 545,640,000 |
| Noninterest-bearing deposits | 34,412,000 | 39,723,000 | 34,500,000 | 35,454,000 |
| Equity capital | 84,388,000 | 88,662,000 | 89,255,000 | 79,025,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 7,143,000 | 14,309,000 | 22,044,000 | 29,401,000 |
| Interest expense | 978,000 | 1,965,000 | 2,960,000 | 3,956,000 |
| Net interest income | 6,165,000 | 12,344,000 | 19,084,000 | 25,445,000 |
| Noninterest income | 3,557,000 | 6,516,000 | 9,503,000 | 13,465,000 |
| Noninterest expense | 8,659,000 | 17,006,000 | 25,351,000 | 34,351,000 |
| Provision for loan losses | 0 | 0 | 0 | -400,000 |
| Pretax income | 1,063,000 | 1,863,000 | 3,442,000 | 5,165,000 |
| Income tax | -343,000 | -343,000 | -343,000 | -343,000 |
| Net income | 1,406,000 | 2,206,000 | 3,922,000 | 5,508,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 85,095,000 | 85,535,000 | 86,533,000 | 84,961,000 |
| Total capital | 93,713,000 | 93,445,000 | 94,935,000 | 92,632,000 |
| Risk-weighted assets | 688,046,000 | 689,646,000 | 691,128,000 | 719,661,000 |