Call reports 2015
COREFIRST BANK & TRUST — 2015
What COREFIRST BANK & TRUST reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 941,742,000 | 913,200,000 | 882,435,000 | 891,158,000 |
| Total loans | 522,772,000 | 511,478,000 | 515,929,000 | 503,804,000 |
| Allowance for loan losses | 10,431,000 | 9,793,000 | 9,412,000 | 8,955,000 |
| Securities available for sale | 273,798,000 | 293,934,000 | 270,605,000 | 248,186,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 656,443,000 | 634,151,000 | 586,843,000 | 584,034,000 |
| Interest-bearing deposits | 610,228,000 | 590,261,000 | 546,621,000 | 550,145,000 |
| Noninterest-bearing deposits | 46,215,000 | 43,890,000 | 40,221,000 | 33,888,000 |
| Equity capital | 80,654,000 | 79,087,000 | 82,328,000 | 80,846,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 7,162,000 | 14,265,000 | 21,451,000 | 28,242,000 |
| Interest expense | 1,001,000 | 1,949,000 | 2,870,000 | 3,792,000 |
| Net interest income | 6,161,000 | 12,316,000 | 18,581,000 | 24,450,000 |
| Noninterest income | 3,556,000 | 7,115,000 | 11,722,000 | 14,161,000 |
| Noninterest expense | 9,233,000 | 18,038,000 | 27,059,000 | 36,404,000 |
| Provision for loan losses | 0 | 0 | 0 | -300,000 |
| Pretax income | 650,000 | 1,559,000 | 3,420,000 | 3,027,000 |
| Income tax | 9,000 | 9,000 | 9,000 | 9,000 |
| Net income | 641,000 | 1,550,000 | 3,411,000 | 3,018,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 82,274,000 | 83,184,000 | 85,045,000 | 84,392,000 |
| Total capital | 91,179,000 | 91,841,000 | 93,793,000 | 92,915,000 |
| Risk-weighted assets | 710,035,000 | 690,525,000 | 698,279,000 | 680,543,000 |