Call reports 2014
COREFIRST BANK & TRUST — 2014
What COREFIRST BANK & TRUST reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 951,967,000 | 933,585,000 | 926,432,000 | 935,609,000 |
| Total loans | 529,711,000 | 536,149,000 | 529,836,000 | 527,444,000 |
| Allowance for loan losses | 13,552,000 | 11,834,000 | 11,412,000 | 11,051,000 |
| Securities available for sale | 287,274,000 | 275,389,000 | 263,701,000 | 294,237,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 694,401,000 | 665,928,000 | 659,675,000 | 647,995,000 |
| Interest-bearing deposits | 635,926,000 | 620,093,000 | 616,501,000 | 602,455,000 |
| Noninterest-bearing deposits | 58,475,000 | 45,835,000 | 43,174,000 | 45,539,000 |
| Equity capital | 71,168,000 | 73,674,000 | 73,882,000 | 78,182,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 7,270,000 | 14,692,000 | 21,937,000 | 29,047,000 |
| Interest expense | 1,090,000 | 2,178,000 | 3,258,000 | 4,317,000 |
| Net interest income | 6,180,000 | 12,514,000 | 18,679,000 | 24,730,000 |
| Noninterest income | 3,508,000 | 7,888,000 | 11,361,000 | 14,832,000 |
| Noninterest expense | 9,266,000 | 18,694,000 | 28,171,000 | 37,260,000 |
| Provision for loan losses | 0 | 840,000 | 940,000 | 940,000 |
| Pretax income | 594,000 | 1,081,000 | 1,148,000 | 1,595,000 |
| Income tax | 60,000 | 60,000 | 60,000 | 60,000 |
| Net income | 534,000 | 1,021,000 | 1,088,000 | 1,535,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 80,624,000 | 81,111,000 | 81,117,000 | 81,564,000 |
| Total capital | 89,131,000 | 89,608,000 | 89,465,000 | 90,108,000 |
| Risk-weighted assets | 675,486,000 | 676,435,000 | 664,767,000 | 681,036,000 |