Call reports 2012
COREFIRST BANK & TRUST — 2012
What COREFIRST BANK & TRUST reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 1,155,198,000 | 1,124,548,000 | 1,103,584,000 | 1,031,522,000 |
| Total loans | 569,570,000 | 569,820,000 | 564,271,000 | 534,441,000 |
| Allowance for loan losses | 14,533,000 | 19,643,000 | 15,424,000 | 16,200,000 |
| Securities available for sale | 425,631,000 | 436,264,000 | 401,977,000 | 338,883,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 833,245,000 | 804,522,000 | 782,956,000 | 738,917,000 |
| Interest-bearing deposits | 769,916,000 | 749,721,000 | 728,763,000 | 679,423,000 |
| Noninterest-bearing deposits | 63,329,000 | 54,801,000 | 54,193,000 | 59,494,000 |
| Equity capital | 100,847,000 | 94,197,000 | 92,035,000 | 82,801,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 10,258,000 | 19,741,000 | 28,388,000 | 36,154,000 |
| Interest expense | 2,390,000 | 4,524,000 | 6,536,000 | 8,449,000 |
| Net interest income | 7,868,000 | 15,217,000 | 21,852,000 | 27,705,000 |
| Noninterest income | 3,685,000 | 7,776,000 | 9,788,000 | 10,495,000 |
| Noninterest expense | 10,386,000 | 22,119,000 | 31,814,000 | 43,150,000 |
| Provision for loan losses | 5,162,000 | 12,594,000 | 13,059,000 | 19,334,000 |
| Pretax income | -3,314,000 | -10,811,000 | -12,153,000 | -23,116,000 |
| Income tax | 0 | 0 | 0 | -839,000 |
| Net income | -3,314,000 | -10,811,000 | -12,153,000 | -22,277,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 98,792,000 | 91,296,000 | 89,954,000 | 78,305,000 |
| Total capital | 108,259,000 | 100,708,000 | 99,203,000 | 87,132,000 |
| Risk-weighted assets | 752,316,000 | 742,710,000 | 733,785,000 | 698,822,000 |