Call reports 2011
COREFIRST BANK & TRUST — 2011
What COREFIRST BANK & TRUST reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 1,205,411,000 | 1,178,109,000 | 1,180,799,000 | 1,154,634,000 |
| Total loans | 653,356,000 | 637,326,000 | 607,030,000 | 602,921,000 |
| Allowance for loan losses | 11,757,000 | 11,737,000 | 10,309,000 | 11,154,000 |
| Securities available for sale | 411,904,000 | 407,460,000 | 353,260,000 | 424,735,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 861,521,000 | 841,170,000 | 826,753,000 | 811,760,000 |
| Interest-bearing deposits | 814,434,000 | 794,140,000 | 777,172,000 | 756,868,000 |
| Noninterest-bearing deposits | 47,087,000 | 47,030,000 | 49,581,000 | 54,892,000 |
| Equity capital | 97,094,000 | 107,385,000 | 109,144,000 | 106,419,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 12,279,000 | 24,575,000 | 36,153,000 | 46,538,000 |
| Interest expense | 3,109,000 | 5,927,000 | 8,537,000 | 11,048,000 |
| Net interest income | 9,170,000 | 18,648,000 | 27,616,000 | 35,490,000 |
| Noninterest income | 3,846,000 | 8,170,000 | 11,738,000 | 12,627,000 |
| Noninterest expense | 11,437,000 | 22,428,000 | 33,139,000 | 43,192,000 |
| Provision for loan losses | 2,405,000 | 3,105,000 | 5,605,000 | 6,905,000 |
| Pretax income | -719,000 | 1,607,000 | 2,128,000 | 145,000 |
| Income tax | 26,000 | 91,000 | 143,000 | -436,000 |
| Net income | -745,000 | 1,516,000 | 1,985,000 | 581,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 98,781,000 | 103,042,000 | 103,511,000 | 102,106,000 |
| Total capital | 108,530,000 | 112,626,000 | 113,045,000 | 111,576,000 |
| Risk-weighted assets | 777,902,000 | 764,545,000 | 761,941,000 | 755,922,000 |