Call reports 2010
COREFIRST BANK & TRUST — 2010
What COREFIRST BANK & TRUST reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 1,242,350,000 | 1,239,663,000 | 1,229,005,000 | 1,193,040,000 |
| Total loans | 792,187,000 | 767,601,000 | 728,816,000 | 672,009,000 |
| Allowance for loan losses | 15,168,000 | 14,294,000 | 15,225,000 | 13,502,000 |
| Securities available for sale | 323,585,000 | 334,390,000 | 349,159,000 | 399,525,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 885,764,000 | 889,270,000 | 864,297,000 | 842,738,000 |
| Interest-bearing deposits | 841,898,000 | 844,983,000 | 817,177,000 | 796,615,000 |
| Noninterest-bearing deposits | 43,866,000 | 44,287,000 | 47,120,000 | 46,123,000 |
| Equity capital | 92,379,000 | 99,668,000 | 107,440,000 | 92,715,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 14,469,000 | 28,609,000 | 42,017,000 | 54,616,000 |
| Interest expense | 4,002,000 | 7,780,000 | 11,302,000 | 14,549,000 |
| Net interest income | 10,467,000 | 20,829,000 | 30,715,000 | 40,067,000 |
| Noninterest income | 3,641,000 | 7,679,000 | 12,060,000 | 14,672,000 |
| Noninterest expense | 11,627,000 | 23,068,000 | 34,570,000 | 48,504,000 |
| Provision for loan losses | 1,196,000 | 3,446,000 | 7,397,000 | 14,760,000 |
| Pretax income | 1,298,000 | 2,583,000 | 2,665,000 | -4,736,000 |
| Income tax | 87,000 | 163,000 | 166,000 | -92,000 |
| Net income | 1,211,000 | 2,420,000 | 2,499,000 | -4,644,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 90,788,000 | 96,493,000 | 102,434,000 | 98,707,000 |
| Total capital | 101,775,000 | 107,034,000 | 112,777,000 | 108,647,000 |
| Risk-weighted assets | 874,746,000 | 839,544,000 | 822,548,000 | 791,630,000 |