Call reports 2009
COREFIRST BANK & TRUST — 2009
What COREFIRST BANK & TRUST reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 1,293,997,000 | 1,299,391,000 | 1,370,696,000 | 1,273,822,000 |
| Total loans | 814,959,000 | 803,656,000 | 806,119,000 | 808,165,000 |
| Allowance for loan losses | 15,148,000 | 13,000,000 | 12,108,000 | 15,027,000 |
| Securities available for sale | 287,184,000 | 344,526,000 | 445,067,000 | 349,498,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 944,737,000 | 942,378,000 | 1,005,543,000 | 907,825,000 |
| Interest-bearing deposits | 906,233,000 | 905,250,000 | 968,346,000 | 853,165,000 |
| Noninterest-bearing deposits | 38,504,000 | 37,128,000 | 37,197,000 | 54,660,000 |
| Equity capital | 92,942,000 | 92,866,000 | 95,013,000 | 90,777,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 16,804,000 | 32,723,000 | 49,119,000 | 64,479,000 |
| Interest expense | 5,178,000 | 10,399,000 | 16,086,000 | 21,043,000 |
| Net interest income | 11,626,000 | 22,324,000 | 33,033,000 | 43,436,000 |
| Noninterest income | 4,241,000 | 8,692,000 | 13,238,000 | 19,060,000 |
| Noninterest expense | 11,026,000 | 21,214,000 | 33,234,000 | 45,604,000 |
| Provision for loan losses | 1,200,000 | 2,252,000 | 4,542,000 | 10,192,000 |
| Pretax income | 5,481,000 | 9,570,000 | 10,886,000 | 11,414,000 |
| Income tax | 227,000 | 411,000 | 504,000 | 172,000 |
| Net income | 5,254,000 | 9,159,000 | 10,382,000 | 11,242,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 90,649,000 | 90,727,000 | 90,969,000 | 90,107,000 |
| Total capital | 102,069,000 | 102,304,000 | 102,468,000 | 101,452,000 |
| Risk-weighted assets | 909,835,000 | 924,746,000 | 919,337,000 | 903,904,000 |