Call reports 2008
COREFIRST BANK & TRUST — 2008
What COREFIRST BANK & TRUST reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 1,261,687,000 | 1,253,806,000 | 1,256,200,000 | 1,279,778,000 |
| Total loans | 788,449,000 | 796,816,000 | 809,360,000 | 815,929,000 |
| Allowance for loan losses | 4,432,000 | 6,400,000 | 7,962,000 | 14,433,000 |
| Securities available for sale | 384,345,000 | 365,650,000 | 360,531,000 | 370,860,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 897,857,000 | 853,722,000 | 820,226,000 | 823,961,000 |
| Interest-bearing deposits | 850,846,000 | 804,605,000 | 778,550,000 | 784,692,000 |
| Noninterest-bearing deposits | 47,011,000 | 49,117,000 | 41,676,000 | 39,269,000 |
| Equity capital | 93,622,000 | 87,635,000 | 88,120,000 | 81,226,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 18,823,000 | 36,976,000 | 54,949,000 | 72,540,000 |
| Interest expense | 8,812,000 | 16,099,000 | 22,923,000 | 29,041,000 |
| Net interest income | 10,011,000 | 20,877,000 | 32,026,000 | 43,499,000 |
| Noninterest income | 5,092,000 | 9,892,000 | 14,458,000 | 18,848,000 |
| Noninterest expense | 8,690,000 | 18,191,000 | 27,520,000 | 38,509,000 |
| Provision for loan losses | 1,335,000 | 3,539,000 | 5,802,000 | 16,297,000 |
| Pretax income | 5,684,000 | 9,645,000 | 13,768,000 | 8,147,000 |
| Income tax | 227,000 | 390,000 | 557,000 | 598,000 |
| Net income | 5,457,000 | 9,255,000 | 13,211,000 | 7,549,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 95,279,000 | 92,145,000 | 93,918,000 | 86,289,000 |
| Total capital | 99,711,000 | 98,545,000 | 101,880,000 | 97,503,000 |
| Risk-weighted assets | 849,508,000 | 870,531,000 | 869,129,000 | 893,900,000 |