Call reports 2007
COREFIRST BANK & TRUST — 2007
What COREFIRST BANK & TRUST reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 1,141,545,000 | 1,176,943,000 | 1,185,260,000 | 1,231,166,000 |
| Total loans | 690,463,000 | 702,662,000 | 735,372,000 | 763,236,000 |
| Allowance for loan losses | 3,389,000 | 3,631,000 | 3,600,000 | 3,552,000 |
| Securities available for sale | 365,598,000 | 363,440,000 | 368,211,000 | 374,921,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 791,586,000 | 833,261,000 | 814,446,000 | 886,904,000 |
| Interest-bearing deposits | 757,145,000 | 794,256,000 | 782,360,000 | 844,465,000 |
| Noninterest-bearing deposits | 34,441,000 | 39,005,000 | 32,086,000 | 42,439,000 |
| Equity capital | 85,658,000 | 83,092,000 | 87,928,000 | 91,834,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 17,181,000 | 35,158,000 | 53,579,000 | 71,809,000 |
| Interest expense | 9,125,000 | 18,565,000 | 28,389,000 | 38,016,000 |
| Net interest income | 8,056,000 | 16,593,000 | 25,190,000 | 33,793,000 |
| Noninterest income | 4,537,000 | 9,189,000 | 13,778,000 | 18,539,000 |
| Noninterest expense | 7,849,000 | 15,736,000 | 24,597,000 | 33,452,000 |
| Provision for loan losses | 342,000 | 863,000 | 1,225,000 | 2,578,000 |
| Pretax income | 4,406,000 | 9,187,000 | 13,150,000 | 16,320,000 |
| Income tax | 178,000 | 372,000 | 535,000 | 651,000 |
| Net income | 4,228,000 | 8,815,000 | 12,615,000 | 15,669,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 89,383,000 | 89,071,000 | 90,328,000 | 92,361,000 |
| Total capital | 92,772,000 | 92,702,000 | 93,928,000 | 95,913,000 |
| Risk-weighted assets | 734,287,000 | 773,758,000 | 786,363,000 | 828,439,000 |