Call reports 2006
COREFIRST BANK & TRUST — 2006
What COREFIRST BANK & TRUST reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 1,159,404,000 | 1,130,150,000 | 1,139,083,000 | 1,169,522,000 |
| Total loans | 618,974,000 | 645,403,000 | 673,962,000 | 672,565,000 |
| Allowance for loan losses | 3,711,000 | 3,168,000 | 3,193,000 | 3,226,000 |
| Securities available for sale | 443,148,000 | 397,353,000 | 379,616,000 | 370,139,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 710,299,000 | 751,092,000 | 752,425,000 | 820,858,000 |
| Interest-bearing deposits | 600,498,000 | 644,583,000 | 646,758,000 | 714,390,000 |
| Noninterest-bearing deposits | 109,801,000 | 106,509,000 | 105,667,000 | 106,468,000 |
| Equity capital | 72,585,000 | 69,064,000 | 75,691,000 | 80,354,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 15,577,000 | 31,881,000 | 49,041,000 | 66,357,000 |
| Interest expense | 7,681,000 | 16,057,000 | 24,965,000 | 34,113,000 |
| Net interest income | 7,896,000 | 15,824,000 | 24,076,000 | 32,244,000 |
| Noninterest income | 4,154,000 | 8,448,000 | 12,874,000 | 17,274,000 |
| Noninterest expense | 7,828,000 | 15,674,000 | 23,578,000 | 31,825,000 |
| Provision for loan losses | 471,000 | 988,000 | 1,399,000 | 2,212,000 |
| Pretax income | 3,751,000 | 7,610,000 | 11,994,000 | 15,502,000 |
| Income tax | 154,000 | 313,000 | 494,000 | 500,000 |
| Net income | 3,597,000 | 7,297,000 | 11,500,000 | 15,002,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 80,584,000 | 80,761,000 | 83,193,000 | 85,799,000 |
| Total capital | 84,295,000 | 83,929,000 | 86,386,000 | 89,025,000 |
| Risk-weighted assets | 670,667,000 | 686,171,000 | 704,268,000 | 717,281,000 |