Call reports 2005
COREFIRST BANK & TRUST — 2005
What COREFIRST BANK & TRUST reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 1,131,785,000 | 1,146,853,000 | 1,141,132,000 | 1,136,095,000 |
| Total loans | 525,152,000 | 548,132,000 | 580,262,000 | 586,057,000 |
| Allowance for loan losses | 3,354,000 | 3,509,000 | 3,286,000 | 3,234,000 |
| Securities available for sale | 504,043,000 | 508,555,000 | 457,718,000 | 429,788,000 |
| Securities held to maturity | 2,803,000 | 2,456,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 669,563,000 | 640,163,000 | 642,563,000 | 686,968,000 |
| Interest-bearing deposits | 553,409,000 | 540,933,000 | 537,000,000 | 579,566,000 |
| Noninterest-bearing deposits | 116,154,000 | 99,230,000 | 105,563,000 | 107,402,000 |
| Equity capital | 68,220,000 | 74,612,000 | 72,976,000 | 71,788,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 12,977,000 | 26,917,000 | 41,256,000 | 56,003,000 |
| Interest expense | 5,589,000 | 11,902,000 | 19,043,000 | 26,293,000 |
| Net interest income | 7,388,000 | 15,015,000 | 22,213,000 | 29,710,000 |
| Noninterest income | 3,858,000 | 8,055,000 | 12,337,000 | 16,426,000 |
| Noninterest expense | 7,797,000 | 15,429,000 | 23,283,000 | 31,270,000 |
| Provision for loan losses | 188,000 | 451,000 | 715,000 | 1,515,000 |
| Pretax income | 3,408,000 | 7,344,000 | 10,707,000 | 13,138,000 |
| Income tax | 134,000 | 295,000 | 428,000 | 450,000 |
| Net income | 3,274,000 | 7,049,000 | 10,279,000 | 12,688,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 75,457,000 | 76,352,000 | 77,450,000 | 79,168,000 |
| Total capital | 78,811,000 | 79,861,000 | 80,736,000 | 82,402,000 |
| Risk-weighted assets | 604,152,000 | 622,734,000 | 636,594,000 | 647,672,000 |