Call reports 2004
COREFIRST BANK & TRUST — 2004
What COREFIRST BANK & TRUST reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 971,632,000 | 952,125,000 | 1,004,153,000 | 1,062,187,000 |
| Total loans | 486,186,000 | 487,557,000 | 499,564,000 | 492,663,000 |
| Allowance for loan losses | 3,832,000 | 3,680,000 | 3,627,000 | 3,385,000 |
| Securities available for sale | 405,461,000 | 383,791,000 | 422,039,000 | 483,793,000 |
| Securities held to maturity | 5,367,000 | 4,312,000 | 3,667,000 | 3,197,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 577,412,000 | 588,537,000 | 578,490,000 | 621,423,000 |
| Interest-bearing deposits | 487,034,000 | 494,917,000 | 487,603,000 | 524,212,000 |
| Noninterest-bearing deposits | 90,378,000 | 93,620,000 | 90,887,000 | 97,211,000 |
| Equity capital | 80,507,000 | 64,123,000 | 70,470,000 | 74,508,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 11,526,000 | 23,040,000 | 34,732,000 | 46,846,000 |
| Interest expense | 3,833,000 | 7,971,000 | 12,362,000 | 17,062,000 |
| Net interest income | 7,693,000 | 15,069,000 | 22,370,000 | 29,784,000 |
| Noninterest income | 3,655,000 | 7,565,000 | 11,667,000 | 15,829,000 |
| Noninterest expense | 6,978,000 | 13,895,000 | 21,384,000 | 28,878,000 |
| Provision for loan losses | 109,000 | 141,000 | 430,000 | 605,000 |
| Pretax income | 4,263,000 | 9,297,000 | 13,367,000 | 17,274,000 |
| Income tax | 182,000 | 389,000 | 549,000 | 327,000 |
| Net income | 4,081,000 | 8,908,000 | 12,818,000 | 16,947,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 73,229,000 | 68,227,000 | 69,849,000 | 73,608,000 |
| Total capital | 77,061,000 | 71,907,000 | 73,476,000 | 76,993,000 |
| Risk-weighted assets | 538,715,000 | 545,864,000 | 555,313,000 | 566,452,000 |