Call reports 2003
COREFIRST BANK & TRUST — 2003
What COREFIRST BANK & TRUST reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 863,193,000 | 873,681,000 | 899,495,000 | 939,922,000 |
| Total loans | 462,946,000 | 455,248,000 | 469,510,000 | 479,568,000 |
| Allowance for loan losses | 5,765,000 | 4,378,000 | 4,244,000 | 4,137,000 |
| Securities available for sale | 327,488,000 | 347,976,000 | 359,241,000 | 383,820,000 |
| Securities held to maturity | 15,714,000 | 11,378,000 | 8,049,000 | 6,404,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 579,680,000 | 594,637,000 | 572,161,000 | 613,774,000 |
| Interest-bearing deposits | 491,658,000 | 514,427,000 | 487,529,000 | 521,448,000 |
| Noninterest-bearing deposits | 88,022,000 | 80,210,000 | 84,632,000 | 92,326,000 |
| Equity capital | 71,765,000 | 73,416,000 | 71,964,000 | 75,857,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 11,730,000 | 22,577,000 | 33,388,000 | 44,595,000 |
| Interest expense | 3,956,000 | 7,775,000 | 11,457,000 | 15,159,000 |
| Net interest income | 7,774,000 | 14,802,000 | 21,931,000 | 29,436,000 |
| Noninterest income | 3,677,000 | 7,527,000 | 11,200,000 | 14,751,000 |
| Noninterest expense | 6,285,000 | 12,750,000 | 19,626,000 | 26,883,000 |
| Provision for loan losses | 738,000 | 1,613,000 | 1,758,000 | 1,975,000 |
| Pretax income | 5,278,000 | 9,505,000 | 13,286,000 | 16,868,000 |
| Income tax | 271,000 | 483,000 | 627,000 | 617,000 |
| Net income | 5,007,000 | 9,022,000 | 12,659,000 | 16,251,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 67,467,000 | 67,064,000 | 69,161,000 | 72,428,000 |
| Total capital | 73,232,000 | 71,442,000 | 73,405,000 | 76,565,000 |
| Risk-weighted assets | 481,766,000 | 488,531,000 | 504,127,000 | 523,940,000 |