Call reports 2002
COREFIRST BANK & TRUST — 2002
What COREFIRST BANK & TRUST reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 793,456,000 | 821,122,000 | 818,752,000 | 895,690,000 |
| Total loans | 432,599,000 | 448,531,000 | 462,728,000 | 461,440,000 |
| Allowance for loan losses | 5,188,000 | 6,410,000 | 7,092,000 | 5,163,000 |
| Securities available for sale | 225,906,000 | 251,849,000 | 248,979,000 | 293,437,000 |
| Securities held to maturity | 74,571,000 | 65,653,000 | 51,277,000 | 35,332,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 541,549,000 | 562,579,000 | 561,442,000 | 607,441,000 |
| Interest-bearing deposits | 471,178,000 | 490,630,000 | 481,794,000 | 516,528,000 |
| Noninterest-bearing deposits | 70,371,000 | 71,949,000 | 79,648,000 | 90,913,000 |
| Equity capital | 54,083,000 | 57,441,000 | 61,193,000 | 68,871,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 12,213,000 | 24,710,000 | 37,144,000 | 49,232,000 |
| Interest expense | 4,753,000 | 9,442,000 | 14,160,000 | 18,535,000 |
| Net interest income | 7,460,000 | 15,268,000 | 22,984,000 | 30,697,000 |
| Noninterest income | 3,063,000 | 6,266,000 | 9,804,000 | 13,557,000 |
| Noninterest expense | 5,822,000 | 11,881,000 | 18,104,000 | 24,602,000 |
| Provision for loan losses | 613,000 | 1,975,000 | 2,843,000 | 1,376,000 |
| Pretax income | 4,088,000 | 7,877,000 | 12,349,000 | 18,933,000 |
| Income tax | 210,000 | -125,000 | 96,000 | 676,000 |
| Net income | 3,878,000 | 8,002,000 | 12,253,000 | 18,257,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,617,000 | 54,999,000 | 57,626,000 | 64,330,000 |
| Total capital | 58,805,000 | 60,764,000 | 63,446,000 | 69,493,000 |
| Risk-weighted assets | 442,589,000 | 460,588,000 | 464,318,000 | 485,430,000 |