Call reports 2006

DEDHAM CO-OPERATIVE BANK THE — 2006

Name: DEDHAM CO-OPERATIVE BANK THE — FFIEC call report 2006
Creator: DEDHAM CO-OPERATIVE BANK THE

What DEDHAM CO-OPERATIVE BANK THE reported to the FFIEC in 2006, quarter by quarter.

PERIOD: 2006SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/8a63b9fb-b3a8-4f9f-8325-03cdf1356975/2006

Balance sheet

What the bank holds and owes at quarter end

Measure	2006Q1	2006Q2	2006Q3	2006Q4
Total assets	87,695,000	87,571,000	86,930,000	85,326,000
Total loans	46,010,000	47,291,000	49,579,000	50,110,000
Allowance for loan losses	311,000	317,000	323,000	329,000
Securities available for sale	29,130,000	27,285,000	24,508,000	19,940,000
Securities held to maturity	5,334,000	5,914,000	5,601,000	5,094,000
Trading assets	0	0	0	0
Total deposits	57,579,000	58,899,000	61,767,000	62,491,000
Interest-bearing deposits	56,693,000	58,285,000	61,164,000	61,613,000
Noninterest-bearing deposits	886,000	614,000	604,000	878,000
Equity capital	12,685,000	12,776,000	12,963,000	13,058,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2006Q1	2006Q2	2006Q3	2006Q4
Interest income	978,000	1,999,000	3,055,000	4,129,000
Interest expense	515,000	1,082,000	1,686,000	2,316,000
Net interest income	463,000	917,000	1,369,000	1,813,000
Noninterest income	27,000	56,000	84,000	125,000
Noninterest expense	425,000	818,000	1,220,000	1,617,000
Provision for loan losses	6,000	12,000	18,000	24,000
Pretax income	59,000	109,000	181,000	263,000
Income tax	15,000	-4,000	21,000	49,000
Net income	44,000	113,000	160,000	214,000

Basel measures — not reported for every quarter

Measure	2006Q1	2006Q2	2006Q3	2006Q4
Tier 1 capital	13,067,000	13,136,000	13,183,000	13,237,000
Total capital	13,378,000	13,453,000	13,506,000	13,566,000
Risk-weighted assets	43,822,000	42,822,000	44,502,000	43,865,000