Call reports 2002
DEDHAM CO-OPERATIVE BANK THE — 2002
What DEDHAM CO-OPERATIVE BANK THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 68,871,000 | 71,156,000 | 71,660,000 | 73,307,000 |
| Total loans | 32,904,000 | 34,404,000 | 35,132,000 | 34,478,000 |
| Allowance for loan losses | 213,000 | 221,000 | 227,000 | 233,000 |
| Securities available for sale | 18,453,000 | 21,809,000 | 21,863,000 | 23,737,000 |
| Securities held to maturity | 11,491,000 | 9,591,000 | 8,861,000 | 8,914,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,606,000 | 50,322,000 | 49,919,000 | 51,324,000 |
| Interest-bearing deposits | 48,800,000 | 49,748,000 | 49,311,000 | 50,248,000 |
| Noninterest-bearing deposits | 806,000 | 574,000 | 608,000 | 1,076,000 |
| Equity capital | 10,881,000 | 11,295,000 | 11,763,000 | 11,947,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 980,000 | 1,976,000 | 2,993,000 | 3,959,000 |
| Interest expense | 441,000 | 904,000 | 1,368,000 | 1,798,000 |
| Net interest income | 539,000 | 1,072,000 | 1,625,000 | 2,161,000 |
| Noninterest income | 33,000 | 66,000 | 106,000 | 170,000 |
| Noninterest expense | 341,000 | 681,000 | 1,019,000 | 1,393,000 |
| Provision for loan losses | 6,000 | 14,000 | 20,000 | 26,000 |
| Pretax income | 213,000 | 428,000 | 684,000 | 953,000 |
| Income tax | 83,000 | 174,000 | 274,000 | 378,000 |
| Net income | 130,000 | 254,000 | 410,000 | 575,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,998,000 | 11,141,000 | 11,320,000 | 11,485,000 |
| Total capital | 11,211,000 | 11,362,000 | 11,547,000 | 11,718,000 |
| Risk-weighted assets | 33,970,000 | 34,552,000 | 34,335,000 | 34,335,000 |