Call reports 2011
CALDWELL STATE BANK IN CALDWELL, KANSAS, THE — 2011
What CALDWELL STATE BANK IN CALDWELL, KANSAS, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 40,677,000 | 40,435,000 | 41,289,000 | 39,595,000 |
| Total loans | 21,929,000 | 20,020,000 | 18,804,000 | 20,197,000 |
| Allowance for loan losses | 361,000 | 178,000 | 188,000 | 188,000 |
| Securities available for sale | 13,295,000 | 13,578,000 | 13,912,000 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,992,000 | 34,481,000 | 34,928,000 | 33,773,000 |
| Interest-bearing deposits | 28,732,000 | 27,129,000 | 27,254,000 | 26,949,000 |
| Noninterest-bearing deposits | 6,259,000 | 7,352,000 | 7,674,000 | 6,824,000 |
| Equity capital | 3,589,000 | 3,824,000 | 3,922,000 | 3,944,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 395,000 | 774,000 | 1,158,000 | 1,540,000 |
| Interest expense | 83,000 | 162,000 | 235,000 | 298,000 |
| Net interest income | 312,000 | 612,000 | 923,000 | 1,242,000 |
| Noninterest income | 35,000 | 81,000 | 115,000 | 155,000 |
| Noninterest expense | 279,000 | 564,000 | 836,000 | 1,108,000 |
| Provision for loan losses | 45,000 | 75,000 | 85,000 | 85,000 |
| Pretax income | 23,000 | 57,000 | 120,000 | 480,000 |
| Income tax | 1,000 | 2,000 | 5,000 | 19,000 |
| Net income | 22,000 | 55,000 | 115,000 | 461,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,805,000 | 3,838,000 | 3,899,000 | 4,244,000 |
| Total capital | 4,143,000 | 4,016,000 | 4,087,000 | 4,432,000 |
| Risk-weighted assets | 26,243,000 | 24,612,000 | 26,366,000 | 24,294,000 |