Call reports 2010
CALDWELL STATE BANK IN CALDWELL, KANSAS, THE — 2010
What CALDWELL STATE BANK IN CALDWELL, KANSAS, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 34,805,000 | 34,823,000 | 35,164,000 | 36,719,000 |
| Total loans | 23,364,000 | 23,002,000 | 21,428,000 | 22,220,000 |
| Allowance for loan losses | 362,000 | 471,000 | 316,000 | 316,000 |
| Securities available for sale | 8,038,000 | 8,124,000 | 10,624,000 | 12,282,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,889,000 | 28,800,000 | 29,179,000 | 31,086,000 |
| Interest-bearing deposits | 24,268,000 | 24,206,000 | 23,723,000 | 25,899,000 |
| Noninterest-bearing deposits | 4,621,000 | 4,594,000 | 5,457,000 | 5,188,000 |
| Equity capital | 3,353,000 | 3,412,000 | 3,818,000 | 3,111,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 406,000 | 813,000 | 1,199,000 | 1,593,000 |
| Interest expense | 119,000 | 225,000 | 324,000 | 418,000 |
| Net interest income | 287,000 | 588,000 | 875,000 | 1,175,000 |
| Noninterest income | 36,000 | 82,000 | 113,000 | 160,000 |
| Noninterest expense | 261,000 | 517,000 | 787,000 | 1,028,000 |
| Provision for loan losses | 90,000 | 201,000 | 301,000 | 328,000 |
| Pretax income | -11,000 | -9,000 | -46,000 | 46,000 |
| Income tax | 0 | 0 | -2,000 | 2,000 |
| Net income | -11,000 | -9,000 | -44,000 | 44,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,728,000 | 3,730,000 | 3,695,000 | 3,784,000 |
| Total capital | 4,062,000 | 4,048,000 | 4,011,000 | 4,100,000 |
| Risk-weighted assets | 26,688,000 | 25,258,000 | 24,487,000 | 25,382,000 |